Croatia’s 2024–25 property tax shift changes holding costs: use municipal exemptions, VAT vs transfer‑tax rules and local occupancy patterns to align lifestyle with value.

Croatia’s 2024–25 tax reforms shift costs from buyers to ongoing property levies — a new-build with VAT (and refunds) can outsave a resale once municipal taxes and seasonality are modelled.

Croatia’s summer rental boom meets new taxes and tighter short‑term rules—plan for year‑round life, model VAT vs transfer tax, and prioritise local legal checks.

Balance Croatia’s coastal lifestyle with 2025 tax reforms: know when VAT applies, the 3% transfer tax rule, and municipal real estate tax ranges (€0.6–€8/m²).